As an employer, ensuring your workers are protected physically and financially is a vital part of creating a safe and healthy workplace. Read on to learn what’s required of you as a Nebraska employer and how to protect your business and employees from any accidents that may occur on the job.
The Nebraska Workers’ Compensation Act (commonly known as the Act) applies to most employees in the state. Most Nebraska employers are required to carry workers’ compensation insurance, aside from a few exceptions such as independent contractors and federal employers.
Even if you don’t reside in the state but have employees working in Nebraska, most employers are still required to obtain private insurance coverage for any risks their employees may face on the job.
There are three specific methods, according to the Nebraska Workers’ Compensation Act, by which employers can fulfill their obligation.
You can purchase a workers’ compensation insurance policy from a private insurer that’s licensed to write insurance policies by the Nebraska Department of Insurance.
This can also include workers’ comp coverage through the Nebraska Workers’ Compensation Insurance Plan (NWCIP).
If you meet the requirements, you can apply to carry self-insurance via the Nebraska Workers’ Compensation Court to obtain authorization.
Remember, every situation is different. Nebraska workers’ compensation laws are subject to change, so be sure to research and speak with a trusted advisor.
Please note that this content is intended for educational purposes only. As laws change regularly, refer to your state legislation or an advisor for specific legal counsel. If you’re a small business owner, learn more about the basics of workers’ comp or check your current rate in 3 minutes.