General liability insurance is one of the most common types of insurance that businesses carry.
General liability coverage helps cover legal costs and medical expenses if a customer or non-employee claims they were injured on your business property.
General liability coverage helps with the costs of repairing or replacing a third party’s property that was damaged by your business activities.
General liability coverage helps with legal costs related to claims of slander and libel against your small business.
General liability coverage helps with costs if a customer claims a product of yours caused harm or injury.
General liability coverage helps with expenses associated with claims of damage due to your advertising.
While general liability insurance protects you, your business, and your employees in the case of bodily injury, property damage, or personal injury claims, small business owners should consider other types of insurance:
Workers’ compensation insurance provides medical, disability, survivor, burial, and rehabilitation benefits to employees who experience illness, injury, or death due to a work-related incident. In nearly all states, and with few exceptions, businesses are required by law to carry workers’ compensation insurance. Get a workers’ comp quote in 3 minutes.
Commercial auto insurance covers liability and physical damage for vehicles owned by your company.
Cyber insurance protects your business against data breaches and cybercrime such as computer hacking and stolen information.
Business owner’s policy (BOP) insurance offers bundled protection from claims related to property damage, fire, personal injury, advertising injury, and other issues.