A business owner’s policy, commonly called BOP insurance, is liability and property insurance customized and bundled for your small business.
Commercial Property Insurance
BOP insurance helps cover your building, inventory, equipment, or other business property if damaged or lost through certain events such as fire, explosion, smoke, vandalism, or wind.
Commercial Liability Protection
BOP insurance protects you in the case of business-related damages to others including bodily injury, property damage, or advertising injury.
Business Interruption Insurance
BOP insurance keeps your business up and running by covering expenses, such as payroll and temporary relocation costs in the case of fire or covered catastrophe.
While a business owner’s policy protects you and your business in the event of natural disasters, accidents, third-party injuries, and lawsuits, there are other types of insurance you may also need:
Workers’ compensation insurance provides medical, disability, survivor, burial, and rehabilitation benefits to employees who are injured or killed due to a work-related injury or illness. In nearly all states, and with few exceptions, businesses are required by law to carry workers’ compensation insurance. Check your current workers’ comp rate in 3 minutes.
Cyber insurance protects your business against data breaches and cybercrime, such as computer hacking and stolen information.
Commercial auto insurance covers accidents, injuries, or harm caused by you or your employees during work-related activities.
Let us help you find the best quote and coverage for your business. Contact us to get a BOP insurance quote today.
