Commercial Auto

Commercial vehicles and industries we insure

We offer customizable commercial auto insurance solutions for your clients. For the fastest service, submit your clients online in the partner portal. You can also email Acord forms to commercialauto[at]

Types of fleet vehicles we cover:

  • Pickup trucks
  • Cargo vans
  • SUVs
  • Box trucks
  • Flatbed trucks
  • Dump trucks (landscapers and contractors only)


Vehicles we do not insure:

  • Trucks greater than 26k gross vehicle weight rating
  • 16+ passenger capacity or paratransit vehicles
  • Emergency use vehicles (with lights/sirens)
  • Military-type vehicles or those not licensed for on-road
  • Kit cars or gray market vehicles
  • Cargo requiring placard
  • Recreational vehicles or golf carts
  • Vehicles with permanent specialized equipment with value >25% of vehicle (e.g. lifts/cranes)


Business classes we do not insure:

  • New venture operations
  • Passenger transportation (for-hire or not)
  • For-hire transportation
  •  Dirt, sand, and gravel, logging, waste and other high hazard for-hire use classes
  • Towing or roadside assistance operations
  • Residential in-home delivery (including food delivery)
  • Couriers and other package delivery (e.g. Amazon/FedEx contractors)
  • Driving schools
  • State or federal filings
  • Any operation requiring BMC-91, MCS-90, Form E, Cargo, or any other similar filing


Need a hand?

Our dedicated commercial auto insurance team is available to quickly help you.

“Ford Pro Insure” is a brand of commercial auto policies issued by The American Road Insurance Company (“TARIC”) (NAIC 19631), an admitted insurance carrier and subsidiary of Ford Motor Company and Ford Credit. Ford Pro Insure policies are sold and administered by Pie Insurance Services, Inc. (“Pie Insurance”), a licensed insurance producer and non-affiliate of TARIC. (Licenses available at Information provided is subject to Pie’s and TARIC’s privacy policies ( and Not available in all states and situations. Coverage subject to policy terms and conditions.