Fast quotes. Competitive rates. Unmatched simplicity for agents and small business owners. Experience the best workers’ comp insurance in California.🥧
Workers’ compensation is a legally required insurance policy that protects both employers and employees in the event of workplace injuries or illnesses. In California, any business with at least one employee is required to carry this coverage to comply with state law.
At a minimum, workers’ comp California insurance provides medical care, wage replacement, disability benefits, and employer liability protection in the event of a job-related accident or occupational injury. For employees, it means timely support without needing to resort to litigation against their employer. For businesses, it helps avoid lawsuits and manage risk predictably.
California’s small business economy moves fast, and your clients expect smarter, simpler solutions. At Pie Insurance, we offer a modern platform designed to help agents quote, bind, and manage policies more efficiently than ever.
From streamlined underwriting to competitive pricing, we deliver the workers’ comp California insurance experience agents need to win more business and retain long-term clients.
Pie understands California’s economic engine runs on small businesses, and each one has unique needs. Our California workers’ comp insurance is tailored to serve this diversity. It offers flexible options, regulatory compliance, and support that scales with your clients.
Legal protection without the hassel.
Our policies comply with all California Division of Workers’ Compensation requirements, ensuring proper protection for both employers and employees.
Real savings, backed by data.
Our pricing model helps save your small business clients up to 30% on their workers' comp policy.
Streamlined online management.
Clients and agents can access policy documents, complete audits, and make updates online at any time. No paper, no phone tag, just easy, efficient coverage.
Whether you're an agent or an employer, Pie delivers modern, cost-effective workers’ comp California insurance, backed by technology, data, and a customer-first mindset.
Workers' comp covers injuries to employees related to their job duties. Coverage pays for medical treatment, physical therapy, rehabilitation, and wage replacement while you’re unable to work. On the other hand, general or professional liability insurance protects the company against third-party claims such as customer injuries or property damage. Both are important, but serve different purposes.
Yes. Pie’s partner portal is designed for agents who manage high volumes of business. You can quote, bind, track applications, and manage policies across all your California clients in one place.
Yes, Pie can offer solutions for California-based businesses with operations in other approved Pie states. However, each out-of-state location must be individually reviewed for eligibility and compliance. Our underwriting team works with agents to confirm which states can be added and how exposure is rated.
Pie offers real-time chat and email support, California-specific underwriting guidelines, downloadable resources, and co-branded marketing tools to help agents efficiently grow their book.
Premiums are based on factors such as payroll size, industry risk level, claims history, state regulations, and classification codes that describe job types and associated risks. Employers can reduce them by improving workplace safety, implementing effective risk management programs, providing training to employees, and maintaining a good claims history. Insurers may also offer discounts for safety certifications.
