Fast quotes. Competitive rates. Seamless simplicity for Colorado businesses and the agents who serve them. We're making Colorado workers' comp as easy as pie.🥧
Workers' compensation in Colorado is a state-required insurance that helps both employers and employees when work-related injuries or illnesses occur. If you have even one employee here, this coverage is required. (CO Insurance Requirements Brochure)
Beyond just following the rules, workers' comp in Colorado acts as a safety net. It often pays for medical care, a portion of lost wages, and disability benefits, and protects employers from lawsuits in the event of a job-related accident.
For injured employees, this means receiving care and compensation quickly, without having to prove fault. For Colorado businesses, it translates into predictable risk management, guarding you against costly legal battles, so you can concentrate on your company.
Colorado agents need a partner that matches the pace of the businesses they serve. Pie Insurance was built for speed, simplicity, and smart automation, providing you with the tools to quote, bind, and manage policies with minimal friction.
Pie delivers a better experience for you and your clients looking for reliable workers’ comp Colorado coverage.
Small businesses power the state’s economy. At Pie, we tailor workers' compensation in Colorado to meet the specific needs of businesses, regardless of size or sector.
Legal compliance, made simple.
Our policies align with all Colorado Division of Workers’ Compensation requirements, helping businesses stay protected and legal. We include all necessary coverages: medical, wage replacement, disability, and more.
Competitive premiums, without the guesswork.
We utilize data to accurately price workers' compensation policies in Colorado.
Online management that works.
Clients and agents can manage quotes, audits, renewals, and documents all in one place. Our platform streamlines every touchpoint, saving you time and keeping your book of business organized.
Pie stands out by doing what other Colorado workers' comp insurance providers don’t—removing the headaches from commercial coverage. We focus on simplicity, savings, and service to make workers’ comp as easy as pie.
Yes. In Colorado, any business with one or more employees—whether full-time, part-time, or family members—is legally required to carry workers’ compensation coverage. There are very limited exceptions, such as for truly independent contractors who file the proper exemption with the state. (CO State Gov)
Of course, as long as the business is based in Colorado and the additional states are within Pie’s approved coverage area, we can evaluate multi-state policies. Each location is individually reviewed for eligibility and exposure.
Rates are based on multiple factors, including payroll size, business type, class codes, historical claims, and safety records. State regulations and the level of risk associated with a job also play a major role. Implementing good safety practices can help businesses control costs.
Absolutely. Our agent portal is built for high-volume workflows. You can quote, bind, track submissions, and manage every workers’ comp Colorado policy under one login—with full visibility and support.
