From Asheville to Wilmington, businesses across North Carolina rely on Pie Insurance for modern workers' comp solutions. We help agents and employers access affordable NC workers’ compensation with fast online quotes, transparent pricing, and digital tools that take the complexity out of coverage.
Workers’ compensation is a type of business insurance that provides medical and wage benefits to employees who are injured or become ill on the job. It protects both the workforce and the employer by ensuring injured employees receive necessary care while reducing the risk of lawsuits against the business.
In North Carolina, most businesses with three or more employees are required to carry workers' compensation insurance. A valid policy typically covers medical expenses, partial wage replacement, rehabilitation services, and long-term disability benefits.
For employees, NC workers' compensation insurance means quick access to care and financial support. For employers, it offers a structured way to manage workplace risk, stay compliant, and focus on business continuity.
North Carolina insurance agents need more than just a carrier; they need a partner who helps them quote faster, reduce manual processes, and deliver greater value to their commercial clients. Pie Insurance is built to support independent agents with simple digital tools, responsive service, and competitive pricing.
We make it easier to quote, bind, and manage NC workers’ compensation policies—without the delays or paperwork overload.
North Carolina businesses operate in a wide range of industries and face unique challenges depending on their size, location, and risk profile. That’s why Pie delivers flexible state of NC workers’ compensation solutions that are designed to meet the needs of today’s diverse workplaces.
Straightforward compliance
Understanding and meeting state requirements shouldn’t be a burden. We help clients stay compliant with NC workers’ compensation laws through policies that include essential protections, like medical benefits, wage replacement, permanent disability coverage, and more.
Pricing that makes sense
Our pricing is built on transparent data, not assumptions. We evaluate risk using North Carolina-specific class codes and claims history to offer accurate premiums that help clients avoid surprises at audit time.
Modern tools for a faster workflow
Pie’s digital platform gives agents and their clients a single place to quote, bind, and manage NC workers’ compensation policies. From certificates to renewals, everything is designed to save time—no outdated systems or unnecessary delays.
Pie stands apart from other NC insurance providers by cutting through complexity and delivering coverage that fits the way modern businesses operate. We focus on simplicity, fair pricing, and responsive service, making it easier for agents and business owners to get the protection they need.
Whether you’re a North Carolina insurance agent looking to grow your offerings or a business owner ready to safeguard your team and vehicles, Pie is the partner you can rely on.
Yes, businesses can often switch carriers mid-policy term, though timing matters. We can help coordinate the transition, ensuring there’s no lapse in coverage or disruption to your operations.
Our agent portal is designed for efficiency. Agents can quote, bind, track submissions, manage renewals, and access policy documents for all their NC workers’ compensation clients in one place.
Timelines vary depending on the case, but Pie and our carrier partners work to resolve claims quickly. Prompt claim reporting and proper documentation help ensure faster turnaround.
If your business is based in North Carolina and your policy includes appropriate out-of-state coverage, the injury may still be covered. Multi-state exposure is evaluated on a case-by-case basis.
Learn more in our FAQ guide.
