Texas workers' compensation insurance

The complete guide for 2026.

Is workers' comp required in Texas?

Workers’ compensation insurance, sometimes known as workman’s comp insurance, is a state-mandated insurance program that provides medical, disability, survivor, burial, and rehabilitation benefits to employees who are injured or killed due to a work-related injury or illness.

In nearly all states and with few exceptions—businesses are required by law to carry workers’ compensation coverage.

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How does workers' comp work in Texas?

Workers’ compensation insurance, sometimes known as workman’s comp insurance, is a state-mandated insurance program that provides medical, disability, survivor, burial, and rehabilitation benefits to employees who are injured or killed due to a work-related injury or illness.

In nearly all states and with few exceptions—businesses are required by law to carry workers’ compensation coverage.

Check my rate
switchback-photo

Who needs workers' comp coverage in Texas?

Workers’ compensation insurance, sometimes known as workman’s comp insurance, is a state-mandated insurance program that provides medical, disability, survivor, burial, and rehabilitation benefits to employees who are injured or killed due to a work-related injury or illness.

In nearly all states and with few exceptions—businesses are required by law to carry workers’ compensation coverage.

Check my rate
switchback-photo

What does Texas workers' comp cover?

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How much does workers' comp cost in Texas?

Workers’ compensation insurance, sometimes known as workman’s comp insurance, is a state-mandated insurance program that provides medical, disability, survivor, burial, and rehabilitation benefits to employees who are injured or killed due to a work-related injury or illness.

In nearly all states and with few exceptions—businesses are required by law to carry workers’ compensation coverage.

Check my rate
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Penalties for non-compliance

Workers’ compensation insurance, sometimes known as workman’s comp insurance, is a state-mandated insurance program that provides medical, disability, survivor, burial, and rehabilitation benefits to employees who are injured or killed due to a work-related injury or illness.

In nearly all states and with few exceptions—businesses are required by law to carry workers’ compensation coverage.

Check my rate
switchback-photo

Exemptions and special cases in Texas workers' comp

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Get the right workers' comp insurance for your Texas business

Workers’ compensation insurance, sometimes known as workman’s comp insurance, is a state-mandated insurance program that provides medical, disability, survivor, burial, and rehabilitation benefits to employees who are injured or killed due to a work-related injury or illness.

In nearly all states and with few exceptions—businesses are required by law to carry workers’ compensation coverage.

Check my rate
switchback-photo