Workers' Comp Resources

Our customers in Florida and Wisconsin may qualify for a yearly dividend.

If your business is in Florida or Wisconsin, you may be eligible to receive a dividend on your workers’ comp premium. Learn more about the requirements below.


What is a dividend?

A dividend is a yearly payment made to our customers who meet specific eligibility requirements. Dividends are never guaranteed and are subject to the approval of the Board of Directors of SiriusPoint America Insurance Company.

How do I qualify for a dividend?

In order to qualify for a dividend from Pie Insurance, you must meet all of the following requirements:

  • This only applies to premiums and losses in the States of Florida or Wisconsin.
  • The customer’s final audited premium must be $1,000 or more including discounts.
  • The customer’s loss ratio on audited/discounted premium must be below 80% on the date the dividends are calculated.
  • No Loss Development Factor (LDF) and no Incurred But Not Reported factor (IBNR).
  • All dividends are subject to the approval of the Board of Directors and are not guaranteed.
When will I receive my dividend?

If you qualify to receive a dividend, it will be calculated six months after the policy expires and paid within the next 90 days. For example: If the Board of Directors approves a dividend, a policy effective on 6/15/2020 expires on 6/15/2021, so Pie will calculate the dividend on 12/31/2021 (the last day of every month) and would have until 3/31/2022 to process and issue the dividend.

How do I know if I'll receive a dividend?

Once a dividend is declared, all customers who may be eligible will receive an email from Pie Insurance stating whether or not they will be receiving a dividend. Customers who do qualify for a dividend should receive a physical check within two weeks.

Can I dispute my dividend payment?

You may inquire about your payment amount by contacting or Monday through Friday from 9am to 9pm ET at 855-880-0204.